All About School - The Complete Education Forum and Classifieds

Yes, you can still receive compensation through TPD claims if you are self-employed, provided you meet the policy’s criteria for total and permanent disability. Self-employed individuals may face challenges in documenting income loss, but they can still present evidence through tax returns, business records, and other financial documents. The insurer will review whether your condition prevents you from continuing your self-employed work or any other work that aligns with your experience and qualifications. It’s essential to provide thorough documentation showing how the disability affects your ability to perform work-related tasks when submitting TPD claims as a self-employed individual.