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That's a smart move, and you're right to look for a direct service—it saves so many steps and headaches compared to the traditional exchange route. For exactly what you're describing, I've had great experiences using Paybis. Their platform is built for these direct conversions from crypto to fiat (cash). You just go to their DGB-to-USD page, enter the amount you want to sell, and it gives you a live quote for exactly how many dollars you'll get, with their fee included. The process after that is simple: you send your DigiByte from your personal wallet to the address they provide, and once confirmed, they process the USD payment directly to your bank account. It essentially cuts out the middleman. The page highlights that verification is quick if you're new, and they support sending the funds to an external bank, which is perfect for your situation. Here’s the direct link to their converter: paybis.com/dgb-to-usd/. One pro tip: since crypto prices move, the final rate is locked in when you initiate the transaction, so the amount you see on the initial quote is what you'll get.